Buying a Home in 2021? 5 Things to Do Now

The Colorado housing market is not slowing down. Don't miss out on your dream home with these tips...

By Molly Petrelli, December 19, 2020

The current Denver home market is high on demand and short on inventory, once again creating a competitive market for home buyers and many listings attracting multiple offers. Buying a home can seemingly be an overwhelming experience and oftentimes you may not even know where or when to start. Our team is here to guide you through the process every step of the way. Whether you are planning to start looking tomorrow or six months down the road, below are a few tips and steps that you can take now to ensure that you can make an offer as soon as you find the home you love! 

Start Saving

Small changes today go a long way towards saving for a home and building that down payment now can help you be prepared to make a strong offer when the right home comes along. While it may be too early to get pre-qualified with your lender, having a price point in mind can help you set a goal for how much you would like to put down on your future home so that you can set that goal now. Most mortgage professionals advise putting 20% down, however there are other options depending on the type of loan you are seeking. 

Connect with a lender

We recommend connecting with a lender to start the conversation early so that you know where you stand and where you want to be. Our team has a preferred list of lenders and mortgage professionals we love working with who can help you set goals, keep you informed and guide you to increasing your purchase power. If you need help connecting, reach out to us today. With interest rates at all-time historic lows, your home purchase may be more in reach than you realize.

Define Your Priorities

Most all of us spent more time at home in 2020 and that has caused home buyers to re-think their home priorities. Do you need an adequate home office? Outdoor living and entertaining space? Do you want land? A main floor master bedroom? A guest room for the in-laws? It is likely that no home will have everything on your list, but prioritizing your non-negotiables now will help you and your real estate professional find your perfect Colorado home.

Explore Colorado neighborhoods

Purchasing a home is about more than just buying a house…we want to make sure we are also helping you find a neighborhood that fits your lifestyle. Whether you are looking for good schools and family friendly atmosphere, an active community, luxury home and golf community or a quiet place to retire, it is never too soon to start exploring areas of town and specific neighborhoods to find exactly what you are looking for. 

Prepare your home to sell

Maybe you are upsizing, downsizing or just moving to a new area. If you already have a home, we are here to help you prepare your current home now to get you top dollar on your sale. We would love to do a walkthrough of your home as well as do a market analysis for you to give you an idea of the potential list price for your home so that as you have conversations and set goals for your next home, you are well-informed. 

Ready to get started? You can search all Colorado homes for sale here, learn more about working with The Schossow Group or read testimonials from our clients. Follow The Schossow Group on Facebook and Instagram: @theschossowgroup.

Molly Petrelli is a REALTOR and part of The Schossow Group. As a proud Colorado native, her knowledge of Denver-area neighborhoods, schools and communities ensures she can help her clients attain their goals and dreams. Whether you are brand new to the area or are simply looking for a new place to call home around Metro Denver, she'd be honored to earn your trust and help make your home dreams a reality. Contact Molly directly at [email protected] or 720.373.1475.


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